I challenge the items that are wrong, incomplete, or can't be verified with the credit bureaus. You get a plan, a client portal, and an update every 30 days.
$20,000 Navy Federal Flagship$20,000 Capital One VentureTwo 2026 Jeeps, $0 downBrand new RAM, zero milesMercedes-Benz, no money downTesla Model Y$5,000 Capital One VentureOne$20,000 Navy Federal Flagship$20,000 Capital One VentureTwo 2026 Jeeps, $0 downBrand new RAM, zero milesMercedes-Benz, no money downTesla Model Y$5,000 Capital One VentureOne
Alayah G. +155El Menco +123Keausha J. +124Experian up 152 pointsNavy Federal score 79931 deletions in one roundAlayah G. +155El Menco +123Keausha J. +124Experian up 152 pointsNavy Federal score 79931 deletions in one round
Client results
Before and after, all three bureaus.
Alayah G.
From her results report
Equifax
683
Was 541+142
Experian
680
Was 612+68
TransUnion
690
Was 535+155
El Menco
From his results report
Equifax
622
Was 514+108
Experian
638
Was 515+123
TransUnion
639
Was 533+106
Keausha J.
From her results report
Equifax
707
Was 644+63
Experian
747
Was 623+124
TransUnion
763
Was 674+89
Congrats reels
Keys, cars, and cards.
Welcome home, Parsons familyMercedes, no money downNew Tesla Model YThe whole family, new SUV
I doubted my credit situation could be helped, but you proved me wrong.
The receipts
Straight from her clients.
Tap any receipt to see it full size. Every file is different, and results depend on what's on yours.
Inside the work
Deleted. Deleted. Deleted.
This is what a round looks like from my side. Every green box is an item that came off a client's report.
Premium is $600. Platinum is $1,500. Answer four quick questions and I'll match you to the one your file needs.
1 of 5
Secure checkout on KitaKredit.com, my store, with payment plans available. Already a Premium client? Upgrade to Platinum for $900. REPLACE: billing terms.
How it works
Three steps. Then I go to work.
Find your plan.Four quick questions match you to Premium or Platinum. Payment plans at checkout.
Get set up.Open your credit monitoring, then send your ID and a recent bill.
I send your dispute letters.Your update posts in your portal every 30 days.
Before you start
What you'll need.
Credit monitoring with all 3 reportsIdentityIQ or MyFreeScoreNow, about $30 a month paid to them. REPLACE: affiliate disclosure.
A current IDNot expired.
A bill from the last 30 daysYour ID and your bill both need your current address.
Nobody can legally remove accurate, current information from your credit report. Anybody promising that is selling you something.
What I do is challenge what's wrong, incomplete, or can't be verified, and help you build your profile back up the right way. Results depend on your file.
Questions people ask me.
How long does it take?
Every file is different. Premium runs 3 months. Platinum runs up to 9 months. The bureaus control how fast they respond, so I can't promise an exact timeline.
Do I have to pay for monitoring?
Yes. About $30 a month to IdentityIQ or MyFreeScoreNow. I need all 3 reports to work your file.
Can I cancel?
REPLACE: cancellation terms from Kita's contract. Federal law gives you 3 business days to cancel.
Can I dispute on my own?
Yes. You have the right to dispute errors yourself for free.
Can you help me buy a house after?
Yes. I'm a licensed Realtor in Florida, and Platinum includes homebuying help.
Can I book a consultation first?
Yes. It's a 20-minute phone consultation for $50. Book a consultation, check out, and your link to pick a time comes with your order confirmation.
Your name could be on the next receipt.
Four questions to your plan, or book a consultation and go over it with me.
